In the traditional delivery model, where consumers were able to choose any provider and have services covered, this type of inappropriate provider selection commonly occurred and escalated health care costs. The providers within managed care networks are frequently evaluated by the organizations. The organizations look at appropriate use of resources and prescriptionplans various quality indicators, including outcome measures. Physicians and other providers within managed care systems are often salaried as employees or reimbursed on a capitation method (flat fee paid per patient prescriptionplans per year); therefore, their individual incomes are not directly influenced by the number of patients seen, tests ordered, or procedures prescriptionplans performed.

This prescriptionplans level of financial performance prescriptionplans is expected to continue into the future Due to the Company''s remarkable growth, is now evaluated by many external rating agencies. These agencies rate HMOs based upon information that is available prescriptionplans to the general public. Some agencies do a more thorough job than others. Some discuss the results with the HMO''s management prior to releasing them and others do not. They offer prescriptionplans a wide range of commercial group insurance products for employer groups from as few prescriptionplans as two employees prescriptionplans to as many as 2 million employees. All of our products feature the use of “Managed Care” concepts, where members utilize prescriptionplans a specific network of providers to deliver cost effective quality care to the patient.

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